Benefits available to employees to purchase via payroll deduction. A way for employers to offer additional benefits to employees to help in the competitive job marketplace with no cost to the employer. In many cases, saves employer payroll taxes and liability premium costs.
The following benefits are available at the employees expense (employer may contribute):
Life & Accidental Death - Also available to spouse & child(ren)
Long Term Disability Insurance - Percentage of income payable monthly to retirement age for disability
Short Term Disability Insurance - Benefits for up to 2 years
Dental Insurance and Discount Plans
Long Term Care - Covers Nursing Home and Home Health Care - available to spouses, children and parents
Critical Illness - Pays specified benefit upon diagnosis of a major illness
Cancer Policies - Pays benefit on diagnosis and benefit for ongoing treatment and travel expenses
Accident Policy - Specified benefits for accidents to help defray deductible and co-insurance expense
Hospital Indemnity - For surgery/hospital stay: benefits to defray deductible and co-insurance expenses
Copyright 2003, Walls-Harmon, Inc. All rights Reserved
